If your files aren't from albums, then they shouldn't have an album gain.
If you have a CD single with more than one track, then obviously you can give it an album gain. A CD single with more than one track counts as an "album", because the tracks were (hopefully) mastered together to be (probably) heard together.
But if you have an individual track of uncertain origin (you didn't <gulp>
download these did you fewtch?

), then it should not have an album gain attached to it. (If you really want, the album gain could be set the same as the track gain, but I think that's wrong).
To calculate an album gain for a folder full of random tracks will ensure that album based ReplayGain playback
maintains the
unintentional loudness differences between these tracks. i.e. it prevents ReplayGain from working properly! Surely that's the last thing you want to do?
So, that's the answer for your situation: If you have individual tracks from different sources, don't store an album gain for these tracks.
As for auto switching ReplayGain track or album, depending on whether you're listening to tracks or a whole album? I don't think that's useful. If you want to even out loudness differences (because you're listening very quietly, or in a noisy environment etc) then you might choose track gain when listening to a whole album. If you want to keep intentionally quiet songs quiet (or just find that it works better), then you might choose album gain when listening to individual tracks.
Which RG value you use depends on whether you want all songs equal loudness (even intentionally quiet ones), or all songs kind-of-sensible loudness. It doesn't matter whether you're listening to tracks or albums IMO.
But if someone wants to program your suggestion, then it won't hurt anyone. I don't think it'll help though, and it'll confuse what track and album gain do.
FWIW I leave it set to album always, with the non replay gained files slider at -6dB.
Cheers,
David.
P.S. I'm very new to fb2k too - they seem a friendly lot, quite happy to help, and I can imagine that almost all possible features will be implemented eventually. It's so cool! (That'll be the icecream maker plug-in!

)