Taken from Nokia home page:
"Memory Effect
The life of a battery may be gradually shortened if it is recharged before it is completely discharged. Memory effect most commonly occurs with Nickel Cadmium batteries, is less of a problem with Nickel Hydride batteries and even less with Lithium Ion batteries."
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Someone found a good way to unload batteries completely (Tested with Nokia 3310):
1) Wait for phone to inform You that battery is low
2) Turn OFF Phone (or phone will turn off automatically)
3) Turn On phone, you will be prompted for PIN
4) Do not enter PIN, leave phone in order to completely unload battery* Phone will be not able to turn on.
5) Start loading battery, but do not turn phone ON before loading completes.
* - if You enter PIN & phone will "boot up", phone can switch off automatically with batteries NOT completely unloaded.